Beginner Guide

How to earn with Omva — side hustle, full-time career, or anything in between

No insurance background required. No licence. No code. Launch your own branded insurance site, share a link, and earn recurring commission every time someone buys — from anywhere in the world.

What is Omva, exactly?

Omva is a global white-label insurance comparison platform. It lets anyone — regardless of location, background, or experience — launch their own fully branded insurance website and earn commission on every policy sold through it.

When someone visits your site and buys a policy, you earn a commission. The insurer pays Omva, Omva pays you. Every policy. Every renewal. Forever. Run it as a weekend side hustle or scale it into a six-figure recurring income — the model works either way.

Fully Regulated

Omva holds the licences. You refer. No advisor registration needed — anywhere in the world.

We handle everything

Calls, claims, quotes, and customer service — handled under your brand by Omva's team.

Recurring commission

Earn every year your customer renews. The longer you run it, the more you earn doing nothing extra.

How it works — step by step

From signup to earning your first commission in under a week.

01

Sign up & pick your plan

Create your account in under 2 minutes. Your first month is $1 on any plan. Pick the plan that matches how many specialties you want to offer.

You don't need an insurance licence, any prior experience, or technical skills. Omva holds the regulatory licences — you're operating as a referrer, not an advisor. Works from anywhere in the world.

02

Choose your specialty

Pick the type of insurance you want to focus on. Beginners should start with Vehicle, Travel, Pet, or Home & Contents — high demand, short forms, easy to market anywhere.

You can switch your specialty every 7–14 days depending on your plan, so there's no pressure to get it perfect on day one. Elite operators often run all 17 simultaneously.

03

Name & launch your site

Give your brand a name and we'll spin up a fully branded insurance comparison site for you — no design or coding needed. Live in minutes.

Your site gets a free subdomain (e.g. yourname.omva.app) or you can connect your own custom domain. Customers see your brand, not Omva's.

04

Share your link

Share your site link on social media, in your email signature, with your network, or run paid ads. Anyone who clicks and buys a policy earns you commission.

Omva gives you ready-made marketing scripts, SEO tools, and ad content so you're not starting from scratch. Most operators start earning within their first week.

05

Customers compare options

Visitors fill out a short 1–4 minute form on your branded site and see insurance options and quote pathways presented side by side.

You never handle the quotes, calls, or paperwork. Omva's licensed team handles everything. You just sent the traffic — and you get paid for it.

06

You get paid — again and again

When a customer buys a policy through your site, you earn a percentage of the premium. Every year they renew, you earn again — automatically.

This is the compounding effect most income sources don't have. 100 customers who all renew = the same commission paid to you every year with zero extra work. That's how a side hustle becomes a career.

Beginner recommended

Which specialty should you start with?

Omva offers 17 insurance specialties. These four are the easiest for beginners — short forms, high demand, and straightforward to market.

Vehicle Insurance

Everyone who drives needs it — globally. Highest search volume of any specialty, year-round demand.

$67/mo avg2 min formCompetition: Medium

Best for: social media, community groups, anyone with a local or national audience.

Travel Insurance

Impulse purchase — people buy it right before a trip. Worldwide demand, simple 1-minute form.

$25/mo avg1 min formCompetition: Medium

Best for: travel bloggers, YouTube, Instagram, Facebook travel groups globally.

Pet Insurance

Emotional, high-converting purchase. Massive untapped market globally with low referral competition.

$33/mo avg2 min formCompetition: Low

Best for: pet communities, TikTok, Instagram Reels, vet-adjacent content creators.

Home & Contents

Every homeowner and renter needs it. High policy values = high commission per customer.

$100/mo avg3 min formCompetition: High

Best for: property audiences, real estate content, Facebook marketplace, suburb groups.

On the Starter plan you pick one specialty. On Growth you can run up to three. Elite gives you all 17.

How much can you earn?

Your commission is a percentage of the annual insurance premium. The higher your plan, the higher your percentage. And because policies renew every year automatically, your income compounds — this is what separates Omva from every other way to earn online.

Plan
Price
Commission
Example (Vehicle avg $980/yr)
Starter
$1 first month, then $29/mo
20%
$196/yr per vehicle customer
Growth
$1 first month, then $99/mo
35%
$343/yr per vehicle customer
Elite
$1 first month, then $499/mo
55%
$539/yr per vehicle customer
Real example: Growth plan, Vehicle specialty

Average vehicle policy: $980/year. Your commission at 35%: $343 per customer, per year. Get 10 customers in your first month and you're earning $3,430/year passively — before a single new referral. That number grows every renewal cycle without extra work.

Full-time career path: Elite plan, multiple specialties

Elite operators running all 17 specialties across multiple traffic channels report $8,000–$25,000/month in recurring commission. The global insurance market processes hundreds of billions in premiums every year. The white-label referral channel is still early — very few individuals are doing this yet. Operators who have built a large renewal base own a real business asset with genuine exit value.

The maths: 1 customer every 2 days

Not aggressive growth. Not a viral post. Just one new customer every two days. Numbers shown for the Elite plan (55% commission, ~$980 avg policy = $539/customer/yr).

3 months
45 customers
$2,025/mo
$24,300/yr passive/yr
6 months
90 customers
$4,050/mo
$48,600/yr passive/yr
12 months
180 customers
$8,100/mo
$97,200/yr passive/yr
2 years
360 customers
$16,200/mo
$194,400/yr passive/yr

Elite plan · 55% commission · $980 avg policy · 85% renewal rate · no extra work after first sale. See all three plan tiers with full breakdown →

What you don't need

A lot of people assume they need things they don't. Here's what Omva removes from the equation.

No insurance licence

Omva holds the regulatory licences. You refer — you don't advise. This applies globally.

No coding or design skills

Your full branded site is built and hosted for you. You just name it and go.

No customer service team

Calls, claims, and support are handled under your brand by Omva's team.

No large upfront cost

First month is $1. Cancel anytime. No lock-in, no contract.

No quoting knowledge

The comparison engine handles the quote pathways and option display automatically.

No marketing experience needed

Omva provides ready-made ad scripts, SEO tools, and content templates to get you started.

What your customers experience

When someone visits your site, here's exactly what happens on their end.

1
They land on your branded site

It looks like your insurance business — your name, your logo, your colours. No Omva branding visible to them (on Growth and above).

2
They fill out a short form

Depending on the specialty, it takes 1–4 minutes. For Vehicle insurance it's about 2 minutes — vehicle type, usage, cover level.

3
They compare options side by side

From participating NZ providers. They can compare excess amounts, cover inclusions, and price information on your branded site.

4
They buy online

The whole process is digital. They pay, get their policy documents, and they're covered. You earn commission.

5
They renew next year

Their renewal is tracked. If they stay, you earn again — without any additional effort from you.

Frequently asked questions

Ready to launch your first site?

Your first month is $1. No lock-in, no licence required. Pick a specialty, get your site live, and start sharing your link today — from anywhere in the world.

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